Debt Education Company Raises the Standard on Consumer Debt Settlement Plans

By Admin - Last updated: Thursday, December 3, 2009 - Save & Share - 4 Comments

Professional training program that systematically forecasts the foreseeable future

Minneapolis, MN (November 27, 2009) In these stressful times, debt settlement firms have increasingly come under fire for allegedly deceptive business practices. Following in the footsteps of failed banks and predatory lenders, the debt settlement industry has recently captured headlines due to a number of investigations announced by states’ Attorney Generals throughout the U.S.

Debt settlement companies now have access to online employee training that teaches counselors how to run an ethical and profitable business that delivers real value to the client. Industry experts and consumer advocates, led by Global Debt System’s Boun Vilailath, have collaborated to develop the comprehensive e-learning curriculum, which is available through www.globaldebtsys.com.

Confidence in the industry has dramatically declined. The Federal Trade Commission proposes to create strict rules under amendment 16CFR Part 310, commonly known as the "Telemarketing Sales Rule," requiring debt settlement companies to better disclose how debt settlement works and restricting their ability to charge up-front fees to consumers.

Debt settlement companies are notoriously bad at the financial calculations involved in consumer Debt Settlement Programs (DSP). However, those companies are not solely responsible for the failures of consumer plans. All parties involved can, and do, disrupt the settlement process. Each consumer entering into a DSP has his or her own unique set of circumstances, and those circumstances can change to the extent that a DSP underway may have to be terminated.

More of these early program terminations could be prevented if circumstances are foreseen. For instance, Global Debt Systems’ DSP model calculates balance inflation, which results in a more realistic and reliable estimate being provided to consumers.

"The more accurate the initial estimate, the more confidence the consumer will have in the program," said Boun Vilailath. "And, the more the client can save toward negotiations, the quicker settlements could be paid, while minimizing penalty fees. To maximize the success of a DSP requires that clients immediately begin saving as much as possible, as soon as possible."

The e-learning curriculum, updated with the most recent regulatory and legislative activities, starts in December. Certifications are awarded upon completion of the entire eight-course curriculum. Early registration discounts are available. For more information, visit www.globaldebtsys.com.

 

About Global Debt Systems

Global Debt Systems improves the process of resolving delinquent consumer debt through training and outreach efforts designed to create a more mutually beneficial result for creditors, consumers, and debt settlement providers. The company provides e-learning services to companies and organizations that educate and advocate for ethical business practices.

Located in Minneapolis, Minnesota, the company donates time and a portion of its profits to various non-profit organizations that promote responsible budgeting and financial management. Learn more about Global Debt Systems at www.globaldebtsys.com.

 

Contact

Boun Vilailath

Global Debt Systems

[email protected]

612-234-1806

Related Articles:

Custom Search
Posted in Money & Investing • • Top Of Page

4 Responses to “Debt Education Company Raises the Standard on Consumer Debt Settlement Plans”

Pingback from Debt Education Company Raises the Standard on Consumer Debt … New just to Me
Time December 4, 2009 at 12:51 am

[...] here: Debt Education Company Raises the Standard on Consumer Debt … By admin | category: non profit debt | tags: after-signing, average, donates-time, [...]

Pingback from Debt Education Company Raises the Standard on Consumer Debt … Debt on Me
Time December 4, 2009 at 4:58 am

[...] the rest here: Debt Education Company Raises the Standard on Consumer Debt … By admin | category: debt management non profit | tags: budgeting, concern-over, [...]

Pingback from Debt Education Company Raises the Standard on Consumer Debt … Drugs on Me
Time December 4, 2009 at 6:20 am

[...] posted here: Debt Education Company Raises the Standard on Consumer Debt … By admin | category: debt help non profit | tags: citizens, consolidation, credit, global, [...]

Pingback from Debt Education Company Raises the Standard on Consumer Debt … Company body on me
Time December 4, 2009 at 3:39 pm

[...] more here: Debt Education Company Raises the Standard on Consumer Debt … By admin | category: consumer debt management | tags: all-time, cover-their, current, [...]